The UK FCA’s latest Financial Lives Survey spotlights the rise in vulnerable customers
The FCA’s focus on vulnerable customers is longstanding. In the aftermath of the Covid-19 pandemic, the ongoing cost of living crisis,...
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UK-EU MoU on regulatory cooperation in financial services
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The European Commission has given its consent to the signing of the memorandum of understanding (MoU) between the UK and...
Are UK retail banks capitalising on customer inertia on savings rates? The FCA makes its approach known in advance of the consumer duty
Although the FCA’s new Consumer Duty is not yet in force, the regulatory environment is already shifting. For example, the FCA has stated...
Lord Sumption delivers Judgment on the Quincecare duty
Lord Sumption recently delivered the lead judgment in proceedings before the Hong Kong Court of Final Appeal (CFA) which concerned the...
Review of the UK Senior Managers & Certification Regime: the increasing focus on international competitiveness
On 30 March 2023, the Financial Conduct Authority (the FCA) and the Prudential Regulation Authority (the PRA) published a joint
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