29 Oct, 2024 Government set to bring Buy-Now, Pay-Later firms under FCA regulation By Cyrus Pocha Christine Simpson Christopher Bernard Curran Snell +1 more... Show less On 17 October 2024, HM Treasury launched its third consultation on the proposed regulation of Buy-Now, Pay-Later (BNPL) credit...
18 Sep, 2024 The von der Leyen II Commission’s guiding star – competitiveness in the twin transition By Natalie Pettinger Kearney Victor Garcia Lopez Lea Bareil Jimena Gonzalez +1 more... Show less How the newly unveiled structure could deliver Europe’s next 5-year political ambitions The wait, at least for now, is finally over....
03 Sep, 2024 Herding cats: English law and Decentralised Autonomous Organisations By Claire Harrop Christopher Bernard Joana Fragata Background On 11 July 2024, the Law Commission published a scoping paper (the Scoping Paper) on Decentralised Autonomous Organisations...
07 Aug, 2024 5 years IFR and IFD - time for a general overhaul? By Janina Heinz Theresa Kreft Daniel Klingenbrunn The EU’s prudential framework for investment firms, the Investment Firm Regulation (IFR) and the Investment Firm Directive (IFD), had its...
02 Aug, 2024 UK regulators keen to understand the future of digital wallets By Claire Harrop Noah Schmidt Christopher Bernard Rhea Dennis +1 more... Show less On 15 July 2024, the Financial Conduct Authority (FCA) and the Payment Services Regulator (PSR) published a call for information (CFI) on...
01 Aug, 2024 Law Commission publishes Draft Bill on digital assets as personal property By Emma Probyn Claire Harrop Christine Simpson Georgia Onslow +1 more... Show less On 30 July 2024 the Law Commission of England and Wales published a supplemental report and amended draft bill which would introduce a...
01 Aug, 2024 FCA issues inaugural fine under Electronic Money Regulations 2011 By Claire Harrop Christine Simpson Georgia Onslow On 23 July 2024 the Financial Conduct Authority (FCA) issued a Final Notice against CB Payments Limited (CBPL), fining it c.£3.5m for a...
08 Jun, 2024 The European AML package – what’s in it for the crypto industry? By Janina Heinz Jan Struckmann Daniel Klingenbrunn Crypto-assets are associated with many benefits: Instantaneous settlements of transactions, a decentralisation of financial services and...
03 May, 2024 The Digital Securities Sandbox: a new model for trading and settlement in the UK? By James Smethurst Christopher Bernard Olivia Davies On 3 April 2024, the Financial Conduct Authority (FCA) and the Bank of England (BoE) published a consultation paper setting out their...
24 Apr, 2024 From PSD2 to PSD3 and PSR – European Parliament sets out its vision on the future of payments By Natalie Pettinger Kearney Eva Schneider Daniel Klingenbrunn Jimena Gonzalez Alicia Hildner +2 more... Show less The payments landscape has undergone significant changes over the past decade, changes driven by fast-paced technological advancements...
04 Apr, 2024 “Technology: the future of disputes or the disputes of the future?” – Insights from Freshfields “Fast & Furious” event during the 2024 edition of PAW By Vasuda Sinha On 19 March 2024, Freshfields held its annual “Fast & Furious” event as part of Paris Arbitration Week. This year we explored two angles...
26 Mar, 2024 Trends in fintech: our EU predictions for 2024 By Natalie Pettinger Kearney Eva Schneider Alicia Hildner Daniel Klingenbrunn Jimena Gonzalez Victor Garcia Lopez +3 more... Show less As we did in 2021, 2022, 2023 we have crowdsourced some fintech predictions for the year ahead from the EU Freshfields Fintech team,...